Description of role and key responsibilities
We are looking for an individual that is passionate, detail-oriented and an empathetic problem solver to join our Digital Savings team. You should be passionate about delivering a first-class client experience in a demanding environment supporting clients placing retail deposits with the bank. Whilst your primary responsibilities will be to service clients day to day using a Live Chat capability, you will work with members of the team to help tailor and enhance our product, resources and services to something that really adds value to our clients.
Key requirements of role:
- First line support to Digital Savings clients 8am-8pm Monday to Friday, excluding bank holidays
- Using Live Chat functionality, you will be the first point of contact for:
o prospects during the onboarding journey answering any questions or helping to solve any issues
o clients with servicing needs
o clients who have questions, queries, complaints or compliments
- Identifying clients who are in vulnerable situations and helping to figure out how we can support them
- Identification and escalation of client complaints in line with Compliance regulation
- Proactively spotting patterns in the frustrations or needs of our clients, identifying where we can update our processes, tools or products to improve client experience
- Driving digital principles and digital adoption
- Creation of knowledge articles for standard quick responses
- User testing of new features
- Sharing experience and learnings within the Live Chat team and wider Operations team
Core skills and knowledge
- Regulatory Knowledge as applicable to role
- To act with integrity at all times and embrace the philosophy of treating our customers fairly
- Knowledge of the customer on-boarding risks including knowledge of the regulatory environment including AML, Sanctions, and Fraud.
- Understand and follow all relevant compliance considerations including the regulatory environment and appropriate processes, procedures and their implications
- Be able to identify any relevant business risks and escalate them accordingly
- Strong communication skills including relationship management skills
- Experience dealing directly with clients and maintaining client relationships, within a service or sales environment
- Previous experience in a Live Chat role
Any other attributes that would be helpful, but not essential for the role
- Ideally up to 2 years' experience in a retail banking environment
- Previous experience in a Live Chat/Customer Service role
- A passionate and energetic service mind-set
- Ability to work under pressure and to tight time frames
- Self-motivated with an ability to work individually and as part of a team
- Good listening skills
- Able to work well in a fast-paced environment
- Friendly and client focused