Job Description
Job Description
ADM unlocks the power of nature to enrich the quality of life. We’re a premier global human and animal nutrition company, delivering solutions today with an eye to the future. We’re blazing new trails in health and well-being as our scientists develop groundbreaking products to support healthier living. We’re a cutting-edge innovator leading the way to a new future of plant-based consumer and industrial solutions to replace petroleum-based products. We’re an unmatched agricultural supply chain manager and processor, providing food security by connecting local needs with global capabilities. And we’re a leader in sustainability, scaling across entire value chains to help decarbonize our industry and safeguard our planet. From the seed of the idea to the outcome of the solution, we give customers an edge in solving the nutritional and sustainability challenges of today and tomorrow. Learn more at www.adm.com
Your Responsibilities
An opportunity has arisen for a Credit Analyst in the Credit area of the Risk Department in the City of London to assist and support the Credit Risk Manager with the quarterly and annual reviews of margin finance, whilst maintaining a high level of professionalism to succeed in a fast-paced environment all working within ADMISI’s core business values and Risk Framework.
The main duties of this role will include:
- Preparation of annual credit reviews for margin finance clients, including detailed financial and credit analyses
- Participate in credit due diligence as part of the client review process
- Assess and judge the creditworthiness of existing and new counterparties and recommend appropriate credit limits
- Ensure all margin finance applications comply with ADMISI’s Credit Policy and the business is protected as far as possible from credit risk events.
- Collate and review quarterly client Management Accounts and escalate any concerns to senior management
- Producing monthly and quarterly Management Information to present to Senior Management and Desk Heads/Account Executives
- Liaise with EMEA Credit Department on annual credit client renewals
- Attend monthly meeting with EMEA to share and update information
- Attend monthly Credit Committee and present Credit Dashboard to ADMISI Directors
- Maintain and monitor the daily suite of Credit Risk reports
- Daily review of credit client margin calls and the drivers of the margin call
- Monitor credit clients on an intraday basis using ION Risk Informer
- Track ongoing performance of credit clients, escalate to senior management when required
- Assist in setting of initial margin limits for all clients (Cash and Credit)
- Process annual reviews of bank and clearing counterparties
- Provide information to customers’ external auditors
- Maintain a log of client SBLC/Parental guarantees
- Engaging proactively with front office on credit related matters
- Adhere to ADMISI Risk Management Framework
- Maintain Risk control
- Enhance and challenge standards as and when required
- Maintain departmental procedures
- Adhoc projects as required
Job Description (Con't)
Your Profile
The successful candidate will possess the following:
- 5 years’ experience in credit analysis
- Advanced Microsoft Excel
- Good product knowledge and experience with limit setting
- Knowledge of credit management and mitigations tools
- Very strong fundamental credit analysis skill set
- In-depth knowledge of credit analysis
- A solid understanding of accounting and financial data analysis
Your Future Perspective
- Challenging tasks, short decision-making processes and a high level of personal responsibility in a modern work environment with flexible work time models
- Room for innovative thinking and growth with the possibility to manage your own career path.
- A company culture which promotes continuous learning and diversity.
- Excellent career opportunities in a world leading nutrition company.
- An attractive remuneration including a variety of social benefits like subsidized health & fitness offers.
- ADM is a company where managers and colleagues are encouraged to discuss and enable the flexibility that is needed to meet the demands of work and life through a Hybrid working arrangement
- Additional benefits and support for maternity and paternity leave
- ADM are an advocate of having a workforce who are aware of their mental health. In addition to our network of Mental Health First Aiders, all new starters to the business will be enrolled in ‘Mental Health Aware’ training within three months of joining the business.
Learn more about ADM at www.adm.com.
We are proud to be an equal opportunity workplace and value diversity at our company to encourage a diverse range of perspectives, skills, experience and knowledge within our business. To assist with this the Company has established a UK Diversity forum to support participation of underrepresented groups in the work place. If you feel this job is for you, unlock your potential and apply now online informing us about your earliest possible entry date and salary expectation. By applying for this position, you agree to ADM’s privacy notice.
Job Types: Full-time, Permanent
Benefits:
Schedule:
Work Location: One location